Need an appraisal for an FHA-backed mortgage? Call Grantham Appraisal & Realty, Inc.Grantham Appraisal & Realty, Inc. is Georgia state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured mortgage, be sure to hire Grantham Appraisal & Realty, Inc., as we are approved and qualified to produce FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Grantham Appraisal & Realty, Inc. is well-trained on how to comply with the rules and regulations provided.
If your home loan is FHA certified, that means that the loan has been secured by the FHA, which is part of the United States Department of Housing and Urban Development (HUD). The lending company takes care of all the money in the loan - the FHA simply insures the loan with mortgage insurance in case the borrower defaults on his or her loan. Applicable to all consumers, FHA loan programs are built to help credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Remember, the FHA deviates from the VA appraiser panel in that the lending organization can choose the appraisal company. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are extremely beneficial to those consumers with less accessible starting capital. |
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