Attention homeowners in Fortson and Muscogee County: Need an appraisal?

The top 7 reasons GA homeowners hire Grantham Appraisal & Realty, Inc.:

Pre-listing appraisals (whether they're selling the home themselves or using an agent)
To challenge a GA property tax assessment
To cut a monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a GA divorce, where real estate needs to be divided
Settle an estate in GA by determining the true market value of property in question

Own a house in or near Fortson, GA and need help determining the price of it?
Contact Grantham Appraisal & Realty, Inc..

At Grantham Appraisal & Realty, Inc., we understand the individual needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Grantham Appraisal & Realty, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value opinion than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are experienced in helping consumers just like you get rid of undesirable PMI insurance.

Challenging Muscogee county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that's declining or is not appreciating as much as other properties close by. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When challenging your property tax assessment, getting an expert appraisal from Grantham Appraisal & Realty, Inc. is your #1 weapon.

HELOC recently frozen?

If your property is close to a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. An efficient appraisal from Grantham Appraisal & Realty, Inc. can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for preciseness? An appraiser from Grantham Appraisal & Realty, Inc. can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.