Attention homeowners: Real estate appraisal services for in Fortson and Muscogee County

Here are the top seven reasons GA homeowners use Grantham Appraisal & Realty, Inc.:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
To challenge a GA property tax assessment
To reduce your mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If real estate property needs to be divided because of a divorce
Settle an estate in GA by determining the true market value of property in question

Do you own a home in or near Fortson? Do you need help deciding the value of your real estate?
Contact Grantham Appraisal & Realty, Inc..

At Grantham Appraisal & Realty, Inc., we understand the unique needs of a homeowner in need of appraisal services. Our typical business clients understand the appraisal process and the customary documents we provide. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Grantham Appraisal & Realty, Inc., are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value opinion than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. Grantham Appraisal & Realty, Inc. is seasoned in helping clients just like you dismiss unneeded and unwanted PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in an area that's declining. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from Grantham Appraisal & Realty, Inc. is your number one weapon.

Was your HELOC recently frozen?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Grantham Appraisal & Realty, Inc. can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd wish to have a professional double-check it for efficiency or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Grantham Appraisal & Realty, Inc. can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Grantham Appraisal & Realty, Inc. can We can assist you. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home.